MEC Enhanced Plan Options

MEC Enhanced Preferred Plan

ACA Qualifying Minimum Essential Coverage - PREFERRED

The MEC Enhanced plans provide 100% ACA preventive coverage at in-network providers as well as copays for outpatient services such as doctor visits, labs, x-rays, and more at PHCS Limited Benefit Plan Network providers. The plan provides prescription drug copays and access to telemedicine consultations as well.

ACA qualifying plan for Minimum Essential Coverage (MEC)
Covers all 63 preventative and wellness services
Copay only plan. No deductible or out-of-pocket maximum
Week-to-week coverage
Premiums are collected pretax

View Side-by-side Benefits Overview

MEC Enhanced Elite Plan

ACA Qualifying Minimum Essential Coverage - ELITE

In addition to the services highlighted in the MEC Enhanced Preferred Plan, the MEC Enhanced Elite plan includes a daily benefit toward in-patient services like emergency room visits, anesthesia, surgery, and intensive care. This daily benefit does not require use of an in-network provider; however, you do have access to the PHCS Limited Benefit Plan Network www.multiplan.com/awp. When you use an in-network provider, a discount will be applied to your bill in addition to your daily benefit, decreasing the amount you pay out-of-pocket.

ACA qualifying plan for Minimum Essential Coverage (MEC)
Covers all 63 preventative and wellness services
Daily benefit toward non-preventive in-patient medical services incurred in or out-of-network
No deductible or out-of-pocket maximum
No additional out-of-pocket for services with a copay
Week-to-week coverage
Premiums are collected pretax

View Full Benefits Guide