Our Total Solutions include both our Payroll and Human Resource services plus the benefits of our Pay-As-You-Go Workers’ Compensation Insurance Plan.

Many traditional policies require employers to pay their annual premiums (often a large sum) in advance. This premium is based on the employer’s estimate regarding the year’s expected payroll. It is often overstated and results in depriving the company the use of that premium money. Similarly, annual payrolls are sometimes understated resulting in a large year-end, retroactive premium payment. ESG’s Pay-As-You-Go program eliminates the need for large deposits, overpayment or underpayment. It also gives you access to insurance rates that are not available through insurance agents.

Some of the benefits of our Pay-As-You-Go program include:

• To provide our Pay-As-You-Go Workers’ Compensation Insurance Plan, we
  enter into a co-employment relationship.
• With larger workers’ compensation premiums, we are able to provide lower
  workers’ compensation rates to you.
• You never have to be part of a workers’ compensation audit. All workers’
  compensation audits are done at our office.
• We handle all claim administration.
• Premiums are calculated and billed per your pay period, giving you a Pay-As- You-Go Workers’ Compensation Plan.

 In addition to payroll and Human Resource services,  ESG’s Pay-As-You-Go plan relieves you of the following:

To learn more about ESG’s unique services, click on the following Frequently Asked Questions.